IRS issues 2018 Health Savings Accounts contribution limits

IRS issues 2018 Health Savings Accounts contribution limits

The IRS has published the maximum allowed deduction for Health Savings Accounts contributions for calendar year 2018. They are:

For a high-deductible health plan (defined below):

« $3,450 for an individual with self-only coverage.

« $6,900 for an individual with family coverage.

Employees age 55 or older may make a –catch-up” contribution of $1,000 more for either self-only or family coverage.

In 2018, a high-deductible health plan has an annual deductible of at least $1,350 for self-only coverage or $2,700 for family coverage. Annual out-of-pocket expenses (deductibles, copayments and other amounts, but not premiums) may not exceed $6,650 for self-only coverage, or $13,300 for family coverage.

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