How Maryland, Virginia, DC compare in car insurance costs

A recent study of car insurance rates by states (plus DC) put DC as the sixth most expensive, Maryland at 21st and Virginia at 44th. This is one contest that’s good to lose.

The study compared average annual premiums in each state. In DC it’s $1,696, which is 29% above the average national rate of $1,318. Of course, DC is the only “state” on the list that’s all city, where rates tend to be higher.

The average premium is Maryland is $1,327, just 1 percent above the national average and down a full 21 percent from 2016. And Virginia, which has more rural areas, is toward the bottom of the list, at $1,040. That’s a full 21 percent below the national average and up 2 percent from 2016.

Download Bulletin PDF